Total monthly cost of ownership
Cost to Own a Home in Rose Hill, North Carolina
A $116,000 home here costs
$1,043per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $596. The real number is $447 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rose Hill against Duplin County and North Carolina
| Measure | Rose Hill | Duplin County |
|---|---|---|
| Median home value | $116,200 | $123,200 |
| Median property tax | $1,257 | $912 |
| Effective tax rate | 1.082% | 0.740% |
| Median gross rent | $815 | $815 |
| Population | 1,501 | 49,053 |
The weather behind that power bill
Rose Hill sits in Duplin County, which averages a high of 88.0°F in its hottest month and a low of 29.5°F in its coldest, with 51.96" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,419 cooling and 3,489 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Duplin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Duplin County
Full Duplin County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Rose Hill?
A $116,000 home in Rose Hill, North Carolina costs approximately $1,043 per month with 20% down at 6.66%. That is $596 principal and interest, $105 property tax, $42 homeowners insurance, $204 utilities and $97 set aside for maintenance.
What is the property tax rate in Rose Hill?
Rose Hill has an effective property tax rate of 1.082%, based on a median home value of $116,200 and median real estate taxes of $1,257. That is higher than the Duplin County average of 0.740%.
What is the average home price in Rose Hill?
The median owner-occupied home value in Rose Hill, North Carolina is $116,200, against $123,200 across Duplin County.
Is it cheaper to rent or buy in Rose Hill?
Median gross rent in Rose Hill is $815 a month, against $1,043 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rose Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.