Cost to Own
United StatesNorth CarolinaDuplin CountyBeulaville Population 1,438 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Beulaville, North Carolina

A $123,000 home here costs

$1,082

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $632. The real number is $449 higher every month — 71% more than the payment most buyers budget for.

Beulaville median: $123,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $98,400 borrowed $632
Property tax0.963% effective rate for Beulaville itself $99
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $45
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $103
Total monthly $1,082

Beulaville against Duplin County and North Carolina

MeasureBeulavilleDuplin County
Median home value$123,400$123,200
Median property tax$1,188$912
Effective tax rate0.963%0.740%
Median gross rent$636$815
Population1,43849,053

The weather behind that power bill

Beulaville sits in Duplin County, which averages a high of 88.0°F in its hottest month and a low of 29.5°F in its coldest, with 51.96" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,419 cooling and 3,489 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Duplin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Duplin County

Full Duplin County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Beulaville?

A $123,000 home in Beulaville, North Carolina costs approximately $1,082 per month with 20% down at 6.66%. That is $632 principal and interest, $99 property tax, $45 homeowners insurance, $204 utilities and $103 set aside for maintenance.

What is the property tax rate in Beulaville?

Beulaville has an effective property tax rate of 0.963%, based on a median home value of $123,400 and median real estate taxes of $1,188. That is higher than the Duplin County average of 0.740%.

What is the average home price in Beulaville?

The median owner-occupied home value in Beulaville, North Carolina is $123,400, against $123,200 across Duplin County.

Is it cheaper to rent or buy in Beulaville?

Median gross rent in Beulaville is $636 a month, against $1,082 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Beulaville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology