Total monthly cost of ownership
Cost to Own a Home in Robbinsdale, Minnesota
A $280,000 home here costs
$2,291per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,439. The real number is $852 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Robbinsdale against Hennepin County and Minnesota
| Measure | Robbinsdale | Hennepin County |
|---|---|---|
| Median home value | $280,400 | $376,500 |
| Median property tax | $3,319 | $4,337 |
| Effective tax rate | 1.184% | 1.152% |
| Median gross rent | $1,582 | $1,439 |
| Population | 14,318 | 1,268,903 |
The weather behind that power bill
Robbinsdale sits in Hennepin County, which averages a high of 83.3°F in its hottest month and a low of 7.2°F in its coldest, with 30.71" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 703 cooling and 7,654 heating degree days, which is what sets the $152 electricity line above.
See the full climate breakdown for Hennepin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hennepin County
Full Hennepin County cost breakdown · Every county in Minnesota
Common questions
How much does it cost to own a home in Robbinsdale?
A $280,000 home in Robbinsdale, Minnesota costs approximately $2,291 per month with 20% down at 6.66%. That is $1,439 principal and interest, $276 property tax, $122 homeowners insurance, $220 utilities and $233 set aside for maintenance.
What is the property tax rate in Robbinsdale?
Robbinsdale has an effective property tax rate of 1.184%, based on a median home value of $280,400 and median real estate taxes of $3,319. That is higher than the Hennepin County average of 1.152%.
What is the average home price in Robbinsdale?
The median owner-occupied home value in Robbinsdale, Minnesota is $280,400, against $376,500 across Hennepin County.
Is it cheaper to rent or buy in Robbinsdale?
Median gross rent in Robbinsdale is $1,582 a month, against $2,291 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Robbinsdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Minnesota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.