Cost to Own
United StatesMassachusettsBristol CountyRaynham Center Population 4,871 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Raynham Center, Massachusetts

A $511,000 home here costs

$4,043

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,627. The real number is $1,416 higher every month — 54% more than the payment most buyers budget for.

Raynham Center median: $510,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $408,800 borrowed $2,627
Property tax1.248% effective rate for Raynham Center itself $531
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $132
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $426
Total monthly $4,043

Raynham Center against Bristol County and Massachusetts

MeasureRaynham CenterBristol County
Median home value$510,800$421,800
Median property tax$6,375$4,685
Effective tax rate1.248%1.111%
Median gross rent$1,738$1,181
Population4,871578,436

The weather behind that power bill

Raynham Center sits in Bristol County, which averages a high of 82.5°F in its hottest month and a low of 20.7°F in its coldest, with 45.94" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 577 cooling and 5,860 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Bristol County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bristol County

Full Bristol County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in Raynham Center?

A $511,000 home in Raynham Center, Massachusetts costs approximately $4,043 per month with 20% down at 6.66%. That is $2,627 principal and interest, $531 property tax, $132 homeowners insurance, $327 utilities and $426 set aside for maintenance.

What is the property tax rate in Raynham Center?

Raynham Center has an effective property tax rate of 1.248%, based on a median home value of $510,800 and median real estate taxes of $6,375. That is higher than the Bristol County average of 1.111%.

What is the average home price in Raynham Center?

The median owner-occupied home value in Raynham Center, Massachusetts is $510,800, against $421,800 across Bristol County.

Is it cheaper to rent or buy in Raynham Center?

Median gross rent in Raynham Center is $1,738 a month, against $4,043 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Raynham Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology