Cost to Own
United StatesMassachusettsBristol CountyNorth Westport Population 4,995 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in North Westport, Massachusetts

A $389,000 home here costs

$2,967

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,000. The real number is $967 higher every month — 48% more than the payment most buyers budget for.

North Westport median: $389,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $311,200 borrowed $2,000
Property tax0.663% effective rate for North Westport itself $215
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $100
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $324
Total monthly $2,967

North Westport against Bristol County and Massachusetts

MeasureNorth WestportBristol County
Median home value$389,300$421,800
Median property tax$2,580$4,685
Effective tax rate0.663%1.111%
Median gross rent$999$1,181
Population4,995578,436

The weather behind that power bill

North Westport sits in Bristol County, which averages a high of 82.5°F in its hottest month and a low of 20.7°F in its coldest, with 45.94" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 577 cooling and 5,860 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Bristol County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bristol County

Full Bristol County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in North Westport?

A $389,000 home in North Westport, Massachusetts costs approximately $2,967 per month with 20% down at 6.66%. That is $2,000 principal and interest, $215 property tax, $100 homeowners insurance, $327 utilities and $324 set aside for maintenance.

What is the property tax rate in North Westport?

North Westport has an effective property tax rate of 0.663%, based on a median home value of $389,300 and median real estate taxes of $2,580. That is lower than the Bristol County average of 1.111%.

What is the average home price in North Westport?

The median owner-occupied home value in North Westport, Massachusetts is $389,300, against $421,800 across Bristol County.

Is it cheaper to rent or buy in North Westport?

Median gross rent in North Westport is $999 a month, against $2,967 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for North Westport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology