Total monthly cost of ownership
Cost to Own a Home in Rancho Alegre, Texas
A $50,000 home here costs
$580per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $257. The real number is $323 higher every month — 126% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rancho Alegre against Jim Wells County and Texas
| Measure | Rancho Alegre | Jim Wells County |
|---|---|---|
| Median home value | $50,300 | $104,800 |
| Median property tax | $389 | $1,311 |
| Effective tax rate | 0.773% | 1.251% |
| Median gross rent | — | $885 |
| Population | 1,304 | 38,863 |
The weather behind that power bill
Rancho Alegre sits in Jim Wells County, which averages a high of 97.4°F in its hottest month and a low of 47.0°F in its coldest, with 27.06" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,071 cooling and 769 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Jim Wells County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jim Wells County
Full Jim Wells County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Rancho Alegre?
A $50,000 home in Rancho Alegre, Texas costs approximately $580 per month with 20% down at 6.66%. That is $257 principal and interest, $32 property tax, $33 homeowners insurance, $216 utilities and $42 set aside for maintenance.
What is the property tax rate in Rancho Alegre?
Rancho Alegre has an effective property tax rate of 0.773%, based on a median home value of $50,300 and median real estate taxes of $389. That is lower than the Jim Wells County average of 1.251%.
What is the average home price in Rancho Alegre?
The median owner-occupied home value in Rancho Alegre, Texas is $50,300, against $104,800 across Jim Wells County.
Is it cheaper to rent or buy in Rancho Alegre?
Rent data is not published for Rancho Alegre at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rancho Alegre — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.