Cost to Own
United StatesTexasJim Wells CountyAlice Population 17,797 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Alice, Texas

A $108,000 home here costs

$1,056

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $555. The real number is $501 higher every month — 90% more than the payment most buyers budget for.

Alice median: $107,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $86,400 borrowed $555
Property tax1.374% effective rate for Alice itself $124
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $71
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $90
Total monthly $1,056

Alice against Jim Wells County and Texas

MeasureAliceJim Wells County
Median home value$107,700$104,800
Median property tax$1,480$1,311
Effective tax rate1.374%1.251%
Median gross rent$874$885
Population17,79738,863

The weather behind that power bill

Alice sits in Jim Wells County, which averages a high of 97.4°F in its hottest month and a low of 47.0°F in its coldest, with 27.06" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,071 cooling and 769 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Jim Wells County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jim Wells County

Full Jim Wells County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Alice?

A $108,000 home in Alice, Texas costs approximately $1,056 per month with 20% down at 6.66%. That is $555 principal and interest, $124 property tax, $71 homeowners insurance, $216 utilities and $90 set aside for maintenance.

What is the property tax rate in Alice?

Alice has an effective property tax rate of 1.374%, based on a median home value of $107,700 and median real estate taxes of $1,480. That is higher than the Jim Wells County average of 1.251%.

What is the average home price in Alice?

The median owner-occupied home value in Alice, Texas is $107,700, against $104,800 across Jim Wells County.

Is it cheaper to rent or buy in Alice?

Median gross rent in Alice is $874 a month, against $1,056 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Alice — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology