Total monthly cost of ownership
Cost to Own a Home in Quartzsite, Arizona
A $73,000 home here costs
$699per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $375. The real number is $324 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Quartzsite against La Paz County and Arizona
| Measure | Quartzsite | La Paz County |
|---|---|---|
| Median home value | $72,800 | $117,600 |
| Median property tax | — | $831 |
| Effective tax rate | 0.707% | 0.707% |
| Median gross rent | $682 | $735 |
| Population | 1,805 | 16,605 |
The weather behind that power bill
Quartzsite sits in La Paz County, which averages a high of 108.7°F in its hottest month and a low of 38.8°F in its coldest, with 4.58" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 4,453 cooling and 1,256 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for La Paz County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in La Paz County
Common questions
How much does it cost to own a home in Quartzsite?
A $73,000 home in Quartzsite, Arizona costs approximately $699 per month with 20% down at 6.66%. That is $375 principal and interest, $43 property tax, $15 homeowners insurance, $205 utilities and $61 set aside for maintenance.
What is the property tax rate in Quartzsite?
Place-level tax data is not published for Quartzsite, so the La Paz County rate of 0.707% applies here.
What is the average home price in Quartzsite?
The median owner-occupied home value in Quartzsite, Arizona is $72,800, against $117,600 across La Paz County.
Is it cheaper to rent or buy in Quartzsite?
Median gross rent in Quartzsite is $682 a month, against $699 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Quartzsite — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.