Cost to Own
United States › Arizona › La Paz County › Bouse Population 1,119 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $405 a month in taxes, insurance, utilities and upkeep. See the full La Paz County picture

Total monthly cost of ownership

Cost to Own a Home in Bouse, Arizona

A $124,000 home here costs

$1,082

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $46,500 a year.

P&I 63%Tax 4%Insurance 2%Utilities 21%Upkeep 10%

A standard mortgage calculator would have told you $676. The real number is $405 higher every month, 60% more than the payment most buyers budget for.

Compare La Paz County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Bouse from a five-year rolling sample, and with about 1,119 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The La Paz County figures are drawn from a far larger sample if you want a steadier number.

Bouse median: $123,900
Under 20% adds PMI
Freddie Mac PMMS
AZ average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $99,200 borrowed $676
Property tax0.448% effective rate for Bouse itself $46
Homeowners insuranceArizona averages $917/yr (NAIC), or 0.252% of home value $26
Electricity15.05¢/kWh, Arizona residential average, EIA $162
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $103
Total monthly $1,082

Bouse against La Paz County and Arizona

MeasureBouseLa Paz County
Median home value$123,900$117,600
Median property tax$555$831
Effective tax rate0.448%0.707%
Median gross rent—$735
Population1,11916,605

The weather behind that power bill

Bouse sits in La Paz County, which averages a high of 108.7°F in its hottest month and a low of 38.8°F in its coldest, with 4.58" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 4,453 cooling and 1,256 heating degree days, which is what sets the $162 electricity line above.

See the full climate breakdown for La Paz County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in La Paz County

Full La Paz County cost breakdown · Every county in Arizona

Talk to someone who works this market

These are Bouse averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bouse every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Bouse I already own here and may sell

Common questions

How much does it cost to own a home in Bouse?

A $124,000 home in Bouse, Arizona costs approximately $1,082 per month with 20% down at 7.24%. That is $676 principal and interest, $46 property tax, $26 homeowners insurance, $230 utilities and $103 set aside for maintenance.

What is the property tax rate in Bouse?

Bouse has an effective property tax rate of 0.448%, based on a median home value of $123,900 and median real estate taxes of $555. That is lower than the La Paz County average of 0.707%.

What is the average home price in Bouse?

The median owner-occupied home value in Bouse, Arizona is $123,900, against $117,600 across La Paz County.

Is it cheaper to rent or buy in Bouse?

Rent data is not published for Bouse at this level of detail.

What salary do you need to buy a home in Bouse?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bouse, Arizona at today's rate takes a household income of roughly $46,500 a year. That covers the full $1,082 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bouse, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Arizona.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology