Total monthly cost of ownership
Cost to Own a Home in Pulaski, Virginia
A $153,000 home here costs
$1,264per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $787. The real number is $477 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pulaski against Pulaski County and Virginia
| Measure | Pulaski | Pulaski County |
|---|---|---|
| Median home value | $152,800 | $182,500 |
| Median property tax | $1,030 | $1,176 |
| Effective tax rate | 0.674% | 0.644% |
| Median gross rent | $775 | $815 |
| Population | 8,937 | 33,771 |
The weather behind that power bill
Pulaski sits in Pulaski County, which averages a high of 82.8°F in its hottest month and a low of 23.6°F in its coldest, with 40" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 663 cooling and 5,080 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pulaski County
Full Pulaski County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Pulaski?
A $153,000 home in Pulaski, Virginia costs approximately $1,264 per month with 20% down at 6.66%. That is $787 principal and interest, $86 property tax, $38 homeowners insurance, $226 utilities and $128 set aside for maintenance.
What is the property tax rate in Pulaski?
Pulaski has an effective property tax rate of 0.674%, based on a median home value of $152,800 and median real estate taxes of $1,030. That is higher than the Pulaski County average of 0.644%.
What is the average home price in Pulaski?
The median owner-occupied home value in Pulaski, Virginia is $152,800, against $182,500 across Pulaski County.
Is it cheaper to rent or buy in Pulaski?
Median gross rent in Pulaski is $775 a month, against $1,264 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pulaski — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.