Total monthly cost of ownership
Cost to Own a Home in Dublin, Virginia
A $167,000 home here costs
$1,356per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $859. The real number is $498 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dublin against Pulaski County and Virginia
| Measure | Dublin | Pulaski County |
|---|---|---|
| Median home value | $166,700 | $182,500 |
| Median property tax | $1,090 | $1,176 |
| Effective tax rate | 0.654% | 0.644% |
| Median gross rent | $806 | $815 |
| Population | 2,671 | 33,771 |
The weather behind that power bill
Dublin sits in Pulaski County, which averages a high of 82.8°F in its hottest month and a low of 23.6°F in its coldest, with 40" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 663 cooling and 5,080 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pulaski County
Full Pulaski County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Dublin?
A $167,000 home in Dublin, Virginia costs approximately $1,356 per month with 20% down at 6.66%. That is $859 principal and interest, $91 property tax, $41 homeowners insurance, $226 utilities and $139 set aside for maintenance.
What is the property tax rate in Dublin?
Dublin has an effective property tax rate of 0.654%, based on a median home value of $166,700 and median real estate taxes of $1,090. That is higher than the Pulaski County average of 0.644%.
What is the average home price in Dublin?
The median owner-occupied home value in Dublin, Virginia is $166,700, against $182,500 across Pulaski County.
Is it cheaper to rent or buy in Dublin?
Median gross rent in Dublin is $806 a month, against $1,356 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dublin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.