Cost to Own
United StatesWisconsinGreen Lake CountyPrinceton Population 1,167 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Princeton, Wisconsin

A $102,000 home here costs

$1,034

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $524. The real number is $510 higher every month — 97% more than the payment most buyers budget for.

Princeton median: $102,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $81,600 borrowed $524
Property tax1.802% effective rate for Princeton itself $153
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $26
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $85
Total monthly $1,034

Princeton against Green Lake County and Wisconsin

MeasurePrincetonGreen Lake County
Median home value$102,100$206,300
Median property tax$1,840$2,709
Effective tax rate1.802%1.313%
Median gross rent$728$806
Population1,16719,165

The weather behind that power bill

Princeton sits in Green Lake County, which averages a high of 81.8°F in its hottest month and a low of 8.9°F in its coldest, with 35.61" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 480 cooling and 7,683 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Green Lake County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Green Lake County

Full Green Lake County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Princeton?

A $102,000 home in Princeton, Wisconsin costs approximately $1,034 per month with 20% down at 6.66%. That is $524 principal and interest, $153 property tax, $26 homeowners insurance, $245 utilities and $85 set aside for maintenance.

What is the property tax rate in Princeton?

Princeton has an effective property tax rate of 1.802%, based on a median home value of $102,100 and median real estate taxes of $1,840. That is higher than the Green Lake County average of 1.313%.

What is the average home price in Princeton?

The median owner-occupied home value in Princeton, Wisconsin is $102,100, against $206,300 across Green Lake County.

Is it cheaper to rent or buy in Princeton?

Median gross rent in Princeton is $728 a month, against $1,034 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Princeton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology