Cost to Own
United StatesWisconsinGreen Lake CountyGreen Lake Population 1,054 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Green Lake, Wisconsin

A $211,000 home here costs

$1,815

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,085. The real number is $730 higher every month — 67% more than the payment most buyers budget for.

Green Lake median: $211,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $168,800 borrowed $1,085
Property tax1.447% effective rate for Green Lake itself $254
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $54
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $176
Total monthly $1,815

Green Lake against Green Lake County and Wisconsin

MeasureGreen LakeGreen Lake County
Median home value$211,400$206,300
Median property tax$3,058$2,709
Effective tax rate1.447%1.313%
Median gross rent$719$806
Population1,05419,165

The weather behind that power bill

Green Lake sits in Green Lake County, which averages a high of 81.8°F in its hottest month and a low of 8.9°F in its coldest, with 35.61" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 480 cooling and 7,683 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Green Lake County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Green Lake County

Full Green Lake County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Green Lake?

A $211,000 home in Green Lake, Wisconsin costs approximately $1,815 per month with 20% down at 6.66%. That is $1,085 principal and interest, $254 property tax, $54 homeowners insurance, $245 utilities and $176 set aside for maintenance.

What is the property tax rate in Green Lake?

Green Lake has an effective property tax rate of 1.447%, based on a median home value of $211,400 and median real estate taxes of $3,058. That is higher than the Green Lake County average of 1.313%.

What is the average home price in Green Lake?

The median owner-occupied home value in Green Lake, Wisconsin is $211,400, against $206,300 across Green Lake County.

Is it cheaper to rent or buy in Green Lake?

Median gross rent in Green Lake is $719 a month, against $1,815 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Green Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology