Total monthly cost of ownership
Cost to Own a Home in Poultney, Vermont
A $175,000 home here costs
$1,664per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $900. The real number is $764 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Poultney against Rutland County and Vermont
| Measure | Poultney | Rutland County |
|---|---|---|
| Median home value | $175,000 | $218,400 |
| Median property tax | $3,321 | $4,057 |
| Effective tax rate | 1.898% | 1.858% |
| Median gross rent | $833 | $965 |
| Population | 1,105 | 60,484 |
The weather behind that power bill
Poultney sits in Rutland County, which averages a high of 80.3°F in its hottest month and a low of 8.0°F in its coldest, with 40.29" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 311 cooling and 7,807 heating degree days, which is what sets the $224 electricity line above.
See the full climate breakdown for Rutland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rutland County
Full Rutland County cost breakdown · Every county in Vermont
Common questions
How much does it cost to own a home in Poultney?
A $175,000 home in Poultney, Vermont costs approximately $1,664 per month with 20% down at 6.66%. That is $900 principal and interest, $277 property tax, $50 homeowners insurance, $292 utilities and $146 set aside for maintenance.
What is the property tax rate in Poultney?
Poultney has an effective property tax rate of 1.898%, based on a median home value of $175,000 and median real estate taxes of $3,321. That is higher than the Rutland County average of 1.858%.
What is the average home price in Poultney?
The median owner-occupied home value in Poultney, Vermont is $175,000, against $218,400 across Rutland County.
Is it cheaper to rent or buy in Poultney?
Median gross rent in Poultney is $833 a month, against $1,664 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Poultney — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Vermont.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.