Total monthly cost of ownership
Cost to Own a Home in Castleton, Vermont
A $277,000 home here costs
$2,454per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,424. The real number is $1,030 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Castleton against Rutland County and Vermont
| Measure | Castleton | Rutland County |
|---|---|---|
| Median home value | $276,800 | $218,400 |
| Median property tax | — | $4,057 |
| Effective tax rate | 1.858% | 1.858% |
| Median gross rent | — | $965 |
| Population | 1,058 | 60,484 |
The weather behind that power bill
Castleton sits in Rutland County, which averages a high of 80.3°F in its hottest month and a low of 8.0°F in its coldest, with 40.29" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 311 cooling and 7,807 heating degree days, which is what sets the $224 electricity line above.
See the full climate breakdown for Rutland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rutland County
Full Rutland County cost breakdown · Every county in Vermont
Common questions
How much does it cost to own a home in Castleton?
A $277,000 home in Castleton, Vermont costs approximately $2,454 per month with 20% down at 6.66%. That is $1,424 principal and interest, $429 property tax, $78 homeowners insurance, $292 utilities and $231 set aside for maintenance.
What is the property tax rate in Castleton?
Place-level tax data is not published for Castleton, so the Rutland County rate of 1.858% applies here.
What is the average home price in Castleton?
The median owner-occupied home value in Castleton, Vermont is $276,800, against $218,400 across Rutland County.
Is it cheaper to rent or buy in Castleton?
Rent data is not published for Castleton at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Castleton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Vermont.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.