Cost to Own
United StatesConnecticutSoutheastern Connecticut Planning RegionPoquonock Bridge Population 1,108 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Poquonock Bridge, Connecticut

A $191,000 home here costs

$1,777

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $982. The real number is $795 higher every month — 81% more than the payment most buyers budget for.

Poquonock Bridge median: $190,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $152,800 borrowed $982
Property tax1.573% effective rate for Poquonock Bridge itself $250
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $71
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $159
Total monthly $1,777

Poquonock Bridge against Southeastern Connecticut Planning Region and Connecticut

MeasurePoquonock BridgeSoutheastern Connecticut Planning Region
Median home value$190,700$293,900
Median property tax$3,000$5,146
Effective tax rate1.573%1.751%
Median gross rent$1,349$1,316
Population1,108279,025

The weather behind that power bill

Poquonock Bridge sits in Southeastern Connecticut Planning Region, which averages a high of 84.1°F in its hottest month and a low of 21.2°F in its coldest, with 52.18" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 802 cooling and 5,579 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Southeastern Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Southeastern Connecticut Planning Region

Full Southeastern Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Poquonock Bridge?

A $191,000 home in Poquonock Bridge, Connecticut costs approximately $1,777 per month with 20% down at 6.66%. That is $982 principal and interest, $250 property tax, $71 homeowners insurance, $314 utilities and $159 set aside for maintenance.

What is the property tax rate in Poquonock Bridge?

Poquonock Bridge has an effective property tax rate of 1.573%, based on a median home value of $190,700 and median real estate taxes of $3,000. That is lower than the Southeastern Connecticut Planning Region average of 1.751%.

What is the average home price in Poquonock Bridge?

The median owner-occupied home value in Poquonock Bridge, Connecticut is $190,700, against $293,900 across Southeastern Connecticut Planning Region.

Is it cheaper to rent or buy in Poquonock Bridge?

Median gross rent in Poquonock Bridge is $1,349 a month, against $1,777 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Poquonock Bridge — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology