Cost to Own
United StatesConnecticutSoutheastern Connecticut Planning RegionLong Hill CDP (Southeastern Connecticut County) Population 4,292 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Long Hill CDP (Southeastern Connecticut County), Connecticut

A $169,000 home here costs

$1,551

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $869. The real number is $682 higher every month — 79% more than the payment most buyers budget for.

Long Hill CDP (Southeastern Connecticut County) median: $169,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $135,200 borrowed $869
Property tax1.170% effective rate for Long Hill CDP (Southeastern Connecticut County) itself $165
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $63
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $141
Total monthly $1,551

Long Hill CDP (Southeastern Connecticut County) against Southeastern Connecticut Planning Region and Connecticut

MeasureLong Hill CDP (Southeastern Connecticut County)Southeastern Connecticut Planning Region
Median home value$169,200$293,900
Median property tax$1,979$5,146
Effective tax rate1.170%1.751%
Median gross rent$1,646$1,316
Population4,292279,025

The weather behind that power bill

Long Hill CDP (Southeastern Connecticut County) sits in Southeastern Connecticut Planning Region, which averages a high of 84.1°F in its hottest month and a low of 21.2°F in its coldest, with 52.18" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 802 cooling and 5,579 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Southeastern Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Southeastern Connecticut Planning Region

Full Southeastern Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Long Hill CDP (Southeastern Connecticut County)?

A $169,000 home in Long Hill CDP (Southeastern Connecticut County), Connecticut costs approximately $1,551 per month with 20% down at 6.66%. That is $869 principal and interest, $165 property tax, $63 homeowners insurance, $314 utilities and $141 set aside for maintenance.

What is the property tax rate in Long Hill CDP (Southeastern Connecticut County)?

Long Hill CDP (Southeastern Connecticut County) has an effective property tax rate of 1.170%, based on a median home value of $169,200 and median real estate taxes of $1,979. That is lower than the Southeastern Connecticut Planning Region average of 1.751%.

What is the average home price in Long Hill CDP (Southeastern Connecticut County)?

The median owner-occupied home value in Long Hill CDP (Southeastern Connecticut County), Connecticut is $169,200, against $293,900 across Southeastern Connecticut Planning Region.

Is it cheaper to rent or buy in Long Hill CDP (Southeastern Connecticut County)?

Median gross rent in Long Hill CDP (Southeastern Connecticut County) is $1,646 a month, against $1,551 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Long Hill CDP (Southeastern Connecticut County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology