Cost to Own
United StatesPennsylvaniaLebanon CountyPleasant Hill Population 3,072 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pleasant Hill, Pennsylvania

A $170,000 home here costs

$1,520

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $874. The real number is $646 higher every month — 74% more than the payment most buyers budget for.

Pleasant Hill median: $169,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $136,000 borrowed $874
Property tax1.309% effective rate for Pleasant Hill itself $185
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $57
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $142
Total monthly $1,520

Pleasant Hill against Lebanon County and Pennsylvania

MeasurePleasant HillLebanon County
Median home value$169,800$227,300
Median property tax$2,223$3,180
Effective tax rate1.309%1.399%
Median gross rent$1,107$1,087
Population3,072143,592

The weather behind that power bill

Pleasant Hill sits in Lebanon County, which averages a high of 84.4°F in its hottest month and a low of 22.0°F in its coldest, with 46.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 856 cooling and 5,456 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lebanon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lebanon County

Full Lebanon County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Pleasant Hill?

A $170,000 home in Pleasant Hill, Pennsylvania costs approximately $1,520 per month with 20% down at 6.66%. That is $874 principal and interest, $185 property tax, $57 homeowners insurance, $262 utilities and $142 set aside for maintenance.

What is the property tax rate in Pleasant Hill?

Pleasant Hill has an effective property tax rate of 1.309%, based on a median home value of $169,800 and median real estate taxes of $2,223. That is lower than the Lebanon County average of 1.399%.

What is the average home price in Pleasant Hill?

The median owner-occupied home value in Pleasant Hill, Pennsylvania is $169,800, against $227,300 across Lebanon County.

Is it cheaper to rent or buy in Pleasant Hill?

Median gross rent in Pleasant Hill is $1,107 a month, against $1,520 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology