Total monthly cost of ownership
Cost to Own a Home in Jonestown, Pennsylvania
A $236,000 home here costs
$1,996per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,213. The real number is $782 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jonestown against Lebanon County and Pennsylvania
| Measure | Jonestown | Lebanon County |
|---|---|---|
| Median home value | $236,400 | $227,300 |
| Median property tax | $2,945 | $3,180 |
| Effective tax rate | 1.246% | 1.399% |
| Median gross rent | $920 | $1,087 |
| Population | 2,004 | 143,592 |
The weather behind that power bill
Jonestown sits in Lebanon County, which averages a high of 84.4°F in its hottest month and a low of 22.0°F in its coldest, with 46.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 856 cooling and 5,456 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Lebanon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lebanon County
Full Lebanon County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Jonestown?
A $236,000 home in Jonestown, Pennsylvania costs approximately $1,996 per month with 20% down at 6.66%. That is $1,213 principal and interest, $245 property tax, $79 homeowners insurance, $262 utilities and $197 set aside for maintenance.
What is the property tax rate in Jonestown?
Jonestown has an effective property tax rate of 1.246%, based on a median home value of $236,400 and median real estate taxes of $2,945. That is lower than the Lebanon County average of 1.399%.
What is the average home price in Jonestown?
The median owner-occupied home value in Jonestown, Pennsylvania is $236,400, against $227,300 across Lebanon County.
Is it cheaper to rent or buy in Jonestown?
Median gross rent in Jonestown is $920 a month, against $1,996 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jonestown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.