Cost to Own
United StatesCaliforniaTulare CountyPixley Population 3,796 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pixley, California

A $220,000 home here costs

$1,823

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,131. The real number is $692 higher every month — 61% more than the payment most buyers budget for.

Pixley median: $220,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $176,000 borrowed $1,131
Property tax0.585% effective rate for Pixley itself $107
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $34
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $183
Total monthly $1,823

Pixley against Tulare County and California

MeasurePixleyTulare County
Median home value$220,000$303,000
Median property tax$1,288$2,213
Effective tax rate0.585%0.730%
Median gross rent$1,466$1,206
Population3,796475,774

The weather behind that power bill

Pixley sits in Tulare County, which averages a high of 96.3°F in its hottest month and a low of 36.0°F in its coldest, with 12.12" of precipitation a year and 53% of it in a single three-month stretch. That climate drives 1,699 cooling and 2,448 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Tulare County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tulare County

Full Tulare County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Pixley?

A $220,000 home in Pixley, California costs approximately $1,823 per month with 20% down at 6.66%. That is $1,131 principal and interest, $107 property tax, $34 homeowners insurance, $367 utilities and $183 set aside for maintenance.

What is the property tax rate in Pixley?

Pixley has an effective property tax rate of 0.585%, based on a median home value of $220,000 and median real estate taxes of $1,288. That is lower than the Tulare County average of 0.730%.

What is the average home price in Pixley?

The median owner-occupied home value in Pixley, California is $220,000, against $303,000 across Tulare County.

Is it cheaper to rent or buy in Pixley?

Median gross rent in Pixley is $1,466 a month, against $1,823 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pixley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology