Cost to Own
United StatesKansasCrawford CountyPittsburg Population 20,606 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pittsburg, Kansas

A $111,000 home here costs

$1,053

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $571. The real number is $482 higher every month — 85% more than the payment most buyers budget for.

Pittsburg median: $110,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $88,800 borrowed $571
Property tax1.310% effective rate for Pittsburg itself $121
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $65
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,053

Pittsburg against Crawford County and Kansas

MeasurePittsburgCrawford County
Median home value$110,800$122,400
Median property tax$1,452$1,375
Effective tax rate1.310%1.123%
Median gross rent$840$837
Population20,60638,963

The weather behind that power bill

Pittsburg sits in Crawford County, which averages a high of 89.8°F in its hottest month and a low of 22.3°F in its coldest, with 45.61" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,539 cooling and 4,555 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Crawford County

Full Crawford County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Pittsburg?

A $111,000 home in Pittsburg, Kansas costs approximately $1,053 per month with 20% down at 6.66%. That is $571 principal and interest, $121 property tax, $65 homeowners insurance, $204 utilities and $93 set aside for maintenance.

What is the property tax rate in Pittsburg?

Pittsburg has an effective property tax rate of 1.310%, based on a median home value of $110,800 and median real estate taxes of $1,452. That is higher than the Crawford County average of 1.123%.

What is the average home price in Pittsburg?

The median owner-occupied home value in Pittsburg, Kansas is $110,800, against $122,400 across Crawford County.

Is it cheaper to rent or buy in Pittsburg?

Median gross rent in Pittsburg is $840 a month, against $1,053 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pittsburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology