Total monthly cost of ownership
Cost to Own a Home in Frontenac, Kansas
A $165,000 home here costs
$1,409per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $848. The real number is $561 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Frontenac against Crawford County and Kansas
| Measure | Frontenac | Crawford County |
|---|---|---|
| Median home value | $165,400 | $122,400 |
| Median property tax | $1,484 | $1,375 |
| Effective tax rate | 0.897% | 1.123% |
| Median gross rent | $847 | $837 |
| Population | 3,381 | 38,963 |
The weather behind that power bill
Frontenac sits in Crawford County, which averages a high of 89.8°F in its hottest month and a low of 22.3°F in its coldest, with 45.61" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,539 cooling and 4,555 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Frontenac?
A $165,000 home in Frontenac, Kansas costs approximately $1,409 per month with 20% down at 6.66%. That is $848 principal and interest, $123 property tax, $96 homeowners insurance, $204 utilities and $138 set aside for maintenance.
What is the property tax rate in Frontenac?
Frontenac has an effective property tax rate of 0.897%, based on a median home value of $165,400 and median real estate taxes of $1,484. That is lower than the Crawford County average of 1.123%.
What is the average home price in Frontenac?
The median owner-occupied home value in Frontenac, Kansas is $165,400, against $122,400 across Crawford County.
Is it cheaper to rent or buy in Frontenac?
Median gross rent in Frontenac is $847 a month, against $1,409 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Frontenac — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.