Total monthly cost of ownership
Cost to Own a Home in Pine Ridge at Crestwood, New Jersey
A $134,000 home here costs
$1,367per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $689. The real number is $678 higher every month — 98% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pine Ridge at Crestwood against Ocean County and New Jersey
| Measure | Pine Ridge at Crestwood | Ocean County |
|---|---|---|
| Median home value | $133,800 | $366,600 |
| Median property tax | $3,067 | $6,499 |
| Effective tax rate | 2.292% | 1.773% |
| Median gross rent | $1,698 | $1,702 |
| Population | 2,756 | 646,434 |
The weather behind that power bill
Pine Ridge at Crestwood sits in Ocean County, which averages a high of 85.5°F in its hottest month and a low of 21.7°F in its coldest, with 52.04" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 861 cooling and 5,328 heating degree days, which is what sets the $209 electricity line above.
See the full climate breakdown for Ocean County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ocean County
Full Ocean County cost breakdown · Every county in New Jersey
Common questions
How much does it cost to own a home in Pine Ridge at Crestwood?
A $134,000 home in Pine Ridge at Crestwood, New Jersey costs approximately $1,367 per month with 20% down at 6.66%. That is $689 principal and interest, $256 property tax, $33 homeowners insurance, $277 utilities and $112 set aside for maintenance.
What is the property tax rate in Pine Ridge at Crestwood?
Pine Ridge at Crestwood has an effective property tax rate of 2.292%, based on a median home value of $133,800 and median real estate taxes of $3,067. That is higher than the Ocean County average of 1.773%.
What is the average home price in Pine Ridge at Crestwood?
The median owner-occupied home value in Pine Ridge at Crestwood, New Jersey is $133,800, against $366,600 across Ocean County.
Is it cheaper to rent or buy in Pine Ridge at Crestwood?
Median gross rent in Pine Ridge at Crestwood is $1,698 a month, against $1,367 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pine Ridge at Crestwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Jersey.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.