Total monthly cost of ownership
Cost to Own a Home in Perryton, Texas
A $131,000 home here costs
$1,248per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $673. The real number is $574 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Perryton against Ochiltree County and Texas
| Measure | Perryton | Ochiltree County |
|---|---|---|
| Median home value | $130,800 | $137,200 |
| Median property tax | $1,949 | $1,924 |
| Effective tax rate | 1.490% | 1.402% |
| Median gross rent | $910 | $905 |
| Population | 8,625 | 9,852 |
The weather behind that power bill
Perryton sits in Ochiltree County, which averages a high of 95.5°F in its hottest month and a low of 23.5°F in its coldest, with 22.82" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 1,848 cooling and 3,957 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Ochiltree County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ochiltree County
Full Ochiltree County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Perryton?
A $131,000 home in Perryton, Texas costs approximately $1,248 per month with 20% down at 6.66%. That is $673 principal and interest, $163 property tax, $87 homeowners insurance, $216 utilities and $109 set aside for maintenance.
What is the property tax rate in Perryton?
Perryton has an effective property tax rate of 1.490%, based on a median home value of $130,800 and median real estate taxes of $1,949. That is higher than the Ochiltree County average of 1.402%.
What is the average home price in Perryton?
The median owner-occupied home value in Perryton, Texas is $130,800, against $137,200 across Ochiltree County.
Is it cheaper to rent or buy in Perryton?
Median gross rent in Perryton is $910 a month, against $1,248 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Perryton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.