Total monthly cost of ownership
Cost to Own a Home in Booker, Texas
A $141,000 home here costs
$1,308per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $725. The real number is $583 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Booker against Ochiltree County and Texas
| Measure | Booker | Ochiltree County |
|---|---|---|
| Median home value | $141,400 | $137,200 |
| Median property tax | $1,888 | $1,924 |
| Effective tax rate | 1.335% | 1.402% |
| Median gross rent | $860 | $905 |
| Population | 1,283 | 9,852 |
Booker extends across 2 counties. Figures here use Ochiltree County, where most of its housing sits.
The weather behind that power bill
Booker sits in Ochiltree County, which averages a high of 95.5°F in its hottest month and a low of 23.5°F in its coldest, with 22.82" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 1,848 cooling and 3,957 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Ochiltree County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ochiltree County
Full Ochiltree County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Booker?
A $141,000 home in Booker, Texas costs approximately $1,308 per month with 20% down at 6.66%. That is $725 principal and interest, $157 property tax, $93 homeowners insurance, $216 utilities and $118 set aside for maintenance.
What is the property tax rate in Booker?
Booker has an effective property tax rate of 1.335%, based on a median home value of $141,400 and median real estate taxes of $1,888. That is lower than the Ochiltree County average of 1.402%.
What is the average home price in Booker?
The median owner-occupied home value in Booker, Texas is $141,400, against $137,200 across Ochiltree County.
Is it cheaper to rent or buy in Booker?
Median gross rent in Booker is $860 a month, against $1,308 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Booker — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.