Total monthly cost of ownership
Cost to Own a Home in Perrysburg, Ohio
A $307,000 home here costs
$2,607per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,578. The real number is $1,029 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Perrysburg against Wood County and Ohio
| Measure | Perrysburg | Wood County |
|---|---|---|
| Median home value | $306,500 | $214,400 |
| Median property tax | $4,975 | $2,911 |
| Effective tax rate | 1.623% | 1.358% |
| Median gross rent | $1,213 | $950 |
| Population | 25,065 | 131,795 |
The weather behind that power bill
Perrysburg sits in Wood County, which averages a high of 84.2°F in its hottest month and a low of 19.2°F in its coldest, with 35.16" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 878 cooling and 6,012 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Wood County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wood County
Common questions
How much does it cost to own a home in Perrysburg?
A $307,000 home in Perrysburg, Ohio costs approximately $2,607 per month with 20% down at 6.66%. That is $1,578 principal and interest, $415 property tax, $114 homeowners insurance, $243 utilities and $256 set aside for maintenance.
What is the property tax rate in Perrysburg?
Perrysburg has an effective property tax rate of 1.623%, based on a median home value of $306,500 and median real estate taxes of $4,975. That is higher than the Wood County average of 1.358%.
What is the average home price in Perrysburg?
The median owner-occupied home value in Perrysburg, Ohio is $306,500, against $214,400 across Wood County.
Is it cheaper to rent or buy in Perrysburg?
Median gross rent in Perrysburg is $1,213 a month, against $2,607 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Perrysburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.