Cost to Own
United StatesOhioWood CountyHaskins Population 1,297 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haskins, Ohio

A $235,000 home here costs

$2,001

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,208. The real number is $792 higher every month — 66% more than the payment most buyers budget for.

Haskins median: $234,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $188,000 borrowed $1,208
Property tax1.357% effective rate for Haskins itself $266
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $87
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $196
Total monthly $2,001

Haskins against Wood County and Ohio

MeasureHaskinsWood County
Median home value$234,500$214,400
Median property tax$3,181$2,911
Effective tax rate1.357%1.358%
Median gross rent$967$950
Population1,297131,795

The weather behind that power bill

Haskins sits in Wood County, which averages a high of 84.2°F in its hottest month and a low of 19.2°F in its coldest, with 35.16" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 878 cooling and 6,012 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Wood County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wood County

Full Wood County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Haskins?

A $235,000 home in Haskins, Ohio costs approximately $2,001 per month with 20% down at 6.66%. That is $1,208 principal and interest, $266 property tax, $87 homeowners insurance, $243 utilities and $196 set aside for maintenance.

What is the property tax rate in Haskins?

Haskins has an effective property tax rate of 1.357%, based on a median home value of $234,500 and median real estate taxes of $3,181. That is in line with the Wood County average of 1.358%.

What is the average home price in Haskins?

The median owner-occupied home value in Haskins, Ohio is $234,500, against $214,400 across Wood County.

Is it cheaper to rent or buy in Haskins?

Median gross rent in Haskins is $967 a month, against $2,001 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haskins — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology