Cost to Own
United StatesLouisianaVermilion ParishPerry Population 1,014 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Perry, Louisiana

A $182,000 home here costs

$1,518

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $936. The real number is $582 higher every month — 62% more than the payment most buyers budget for.

Perry median: $181,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $145,600 borrowed $936
Property tax0.469% effective rate for Perry itself $71
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $164
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $152
Total monthly $1,518

Perry against Vermilion Parish and Louisiana

MeasurePerryVermilion Parish
Median home value$181,500$159,700
Median property tax$852$538
Effective tax rate0.469%0.337%
Median gross rent$802
Population1,01457,031

The weather behind that power bill

Perry sits in Vermilion Parish, which averages a high of 90.2°F in its hottest month and a low of 40.8°F in its coldest, with 64.09" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,491 cooling and 1,668 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Vermilion Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Vermilion Parish

Full Vermilion Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Perry?

A $182,000 home in Perry, Louisiana costs approximately $1,518 per month with 20% down at 6.66%. That is $936 principal and interest, $71 property tax, $164 homeowners insurance, $195 utilities and $152 set aside for maintenance.

What is the property tax rate in Perry?

Perry has an effective property tax rate of 0.469%, based on a median home value of $181,500 and median real estate taxes of $852. That is higher than the Vermilion Parish average of 0.337%.

What is the average home price in Perry?

The median owner-occupied home value in Perry, Louisiana is $181,500, against $159,700 across Vermilion Parish.

Is it cheaper to rent or buy in Perry?

Rent data is not published for Perry at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Perry — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology