Total monthly cost of ownership
Cost to Own a Home in Gueydan, Louisiana
A $82,000 home here costs
$776per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $422. The real number is $354 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Gueydan against Vermilion Parish and Louisiana
| Measure | Gueydan | Vermilion Parish |
|---|---|---|
| Median home value | $82,100 | $159,700 |
| Median property tax | $199 | $538 |
| Effective tax rate | 0.242% | 0.337% |
| Median gross rent | $656 | $802 |
| Population | 1,431 | 57,031 |
The weather behind that power bill
Gueydan sits in Vermilion Parish, which averages a high of 90.2°F in its hottest month and a low of 40.8°F in its coldest, with 64.09" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,491 cooling and 1,668 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Vermilion Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Vermilion Parish
Full Vermilion Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Gueydan?
A $82,000 home in Gueydan, Louisiana costs approximately $776 per month with 20% down at 6.66%. That is $422 principal and interest, $17 property tax, $74 homeowners insurance, $195 utilities and $68 set aside for maintenance.
What is the property tax rate in Gueydan?
Gueydan has an effective property tax rate of 0.242%, based on a median home value of $82,100 and median real estate taxes of $199. That is lower than the Vermilion Parish average of 0.337%.
What is the average home price in Gueydan?
The median owner-occupied home value in Gueydan, Louisiana is $82,100, against $159,700 across Vermilion Parish.
Is it cheaper to rent or buy in Gueydan?
Median gross rent in Gueydan is $656 a month, against $776 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Gueydan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.