Cost to Own
United StatesFloridaBroward CountyPembroke Park Population 6,254 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pembroke Park, Florida

A $104,000 home here costs

$971

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $535. The real number is $436 higher every month — 82% more than the payment most buyers budget for.

Pembroke Park median: $103,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $83,200 borrowed $535
Property tax0.949% — Broward County rate; no place-level figure published $82
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $63
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $87
Total monthly $971

Pembroke Park against Broward County and Florida

MeasurePembroke ParkBroward County
Median home value$103,700$380,400
Median property tax$3,610
Effective tax rate0.949%0.949%
Median gross rent$1,532$1,804
Population6,2541,946,127

The weather behind that power bill

Pembroke Park sits in Broward County, which averages a high of 91.4°F in its hottest month and a low of 59.1°F in its coldest, with 56.5" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,476 cooling and 146 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Broward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Broward County

Full Broward County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Pembroke Park?

A $104,000 home in Pembroke Park, Florida costs approximately $971 per month with 20% down at 6.66%. That is $535 principal and interest, $82 property tax, $63 homeowners insurance, $204 utilities and $87 set aside for maintenance.

What is the property tax rate in Pembroke Park?

Place-level tax data is not published for Pembroke Park, so the Broward County rate of 0.949% applies here.

What is the average home price in Pembroke Park?

The median owner-occupied home value in Pembroke Park, Florida is $103,700, against $380,400 across Broward County.

Is it cheaper to rent or buy in Pembroke Park?

Median gross rent in Pembroke Park is $1,532 a month, against $971 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pembroke Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology