Total monthly cost of ownership
Cost to Own a Home in Pageland, South Carolina
A $168,000 home here costs
$1,346per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $864. The real number is $482 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pageland against Chesterfield County and South Carolina
| Measure | Pageland | Chesterfield County |
|---|---|---|
| Median home value | $168,300 | $101,400 |
| Median property tax | $571 | $468 |
| Effective tax rate | 0.339% | 0.462% |
| Median gross rent | $691 | $776 |
| Population | 2,476 | 43,575 |
The weather behind that power bill
Pageland sits in Chesterfield County, which averages a high of 92.3°F in its hottest month and a low of 31.8°F in its coldest, with 49.76" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,990 cooling and 2,789 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Chesterfield County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chesterfield County
Full Chesterfield County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Pageland?
A $168,000 home in Pageland, South Carolina costs approximately $1,346 per month with 20% down at 6.66%. That is $864 principal and interest, $47 property tax, $81 homeowners insurance, $213 utilities and $140 set aside for maintenance.
What is the property tax rate in Pageland?
Pageland has an effective property tax rate of 0.339%, based on a median home value of $168,300 and median real estate taxes of $571. That is lower than the Chesterfield County average of 0.462%.
What is the average home price in Pageland?
The median owner-occupied home value in Pageland, South Carolina is $168,300, against $101,400 across Chesterfield County.
Is it cheaper to rent or buy in Pageland?
Median gross rent in Pageland is $691 a month, against $1,346 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pageland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.