Total monthly cost of ownership
Cost to Own a Home in McBee, South Carolina
A $90,000 home here costs
$834per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $463. The real number is $371 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McBee against Chesterfield County and South Carolina
| Measure | McBee | Chesterfield County |
|---|---|---|
| Median home value | $89,900 | $101,400 |
| Median property tax | $469 | $468 |
| Effective tax rate | 0.522% | 0.462% |
| Median gross rent | $950 | $776 |
| Population | 1,000 | 43,575 |
The weather behind that power bill
McBee sits in Chesterfield County, which averages a high of 92.3°F in its hottest month and a low of 31.8°F in its coldest, with 49.76" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,990 cooling and 2,789 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Chesterfield County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chesterfield County
Full Chesterfield County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in McBee?
A $90,000 home in McBee, South Carolina costs approximately $834 per month with 20% down at 6.66%. That is $463 principal and interest, $39 property tax, $43 homeowners insurance, $213 utilities and $75 set aside for maintenance.
What is the property tax rate in McBee?
McBee has an effective property tax rate of 0.522%, based on a median home value of $89,900 and median real estate taxes of $469. That is higher than the Chesterfield County average of 0.462%.
What is the average home price in McBee?
The median owner-occupied home value in McBee, South Carolina is $89,900, against $101,400 across Chesterfield County.
Is it cheaper to rent or buy in McBee?
Median gross rent in McBee is $950 a month, against $834 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McBee — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.