Cost to Own
United StatesOhioWayne CountyOrrville Population 8,361 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Orrville, Ohio

A $179,000 home here costs

$1,565

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $920. The real number is $645 higher every month — 70% more than the payment most buyers budget for.

Orrville median: $178,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $143,200 borrowed $920
Property tax1.245% effective rate for Orrville itself $186
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $67
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $149
Total monthly $1,565

Orrville against Wayne County and Ohio

MeasureOrrvilleWayne County
Median home value$178,500$204,600
Median property tax$2,222$2,457
Effective tax rate1.245%1.201%
Median gross rent$851$849
Population8,361116,618

The weather behind that power bill

Orrville sits in Wayne County, which averages a high of 82.4°F in its hottest month and a low of 18.0°F in its coldest, with 36.86" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 591 cooling and 6,193 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Wayne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wayne County

Full Wayne County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Orrville?

A $179,000 home in Orrville, Ohio costs approximately $1,565 per month with 20% down at 6.66%. That is $920 principal and interest, $186 property tax, $67 homeowners insurance, $243 utilities and $149 set aside for maintenance.

What is the property tax rate in Orrville?

Orrville has an effective property tax rate of 1.245%, based on a median home value of $178,500 and median real estate taxes of $2,222. That is higher than the Wayne County average of 1.201%.

What is the average home price in Orrville?

The median owner-occupied home value in Orrville, Ohio is $178,500, against $204,600 across Wayne County.

Is it cheaper to rent or buy in Orrville?

Median gross rent in Orrville is $851 a month, against $1,565 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Orrville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology