Cost to Own
United States › Ohio › Wayne County › Doylestown Population 3,052 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $771 a month in taxes, insurance, utilities and upkeep. See the full Wayne County picture

Total monthly cost of ownership

Cost to Own a Home in Doylestown, Ohio

A $247,000 home here costs

$2,118

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $91,000 a year.

P&I 64%Tax 11%Insurance 4%Utilities 11%Upkeep 10%

A standard mortgage calculator would have told you $1,347. The real number is $771 higher every month, 57% more than the payment most buyers budget for.

Compare Wayne County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Doylestown from a five-year rolling sample, and with about 3,052 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Wayne County figures are drawn from a far larger sample if you want a steadier number.

Doylestown median: $247,300
Under 20% adds PMI
Freddie Mac PMMS
OH average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $197,600 borrowed $1,347
Property tax1.173% effective rate for Doylestown itself $241
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $92
Electricity19.38ยข/kWh, Ohio residential average, EIA $164
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $206
Total monthly $2,118

Doylestown against Wayne County and Ohio

MeasureDoylestownWayne County
Median home value$247,300$204,600
Median property tax$2,902$2,457
Effective tax rate1.173%1.201%
Median gross rent$889$849
Population3,052116,618

The weather behind that power bill

Doylestown sits in Wayne County, which averages a high of 82.4°F in its hottest month and a low of 18.0°F in its coldest, with 36.86" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 591 cooling and 6,193 heating degree days, which is what sets the $164 electricity line above.

See the full climate breakdown for Wayne County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wayne County

Full Wayne County cost breakdown · Every county in Ohio

Talk to someone who works this market

These are Doylestown averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Doylestown every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Doylestown I already own here and may sell

Common questions

How much does it cost to own a home in Doylestown?

A $247,000 home in Doylestown, Ohio costs approximately $2,118 per month with 20% down at 7.24%. That is $1,347 principal and interest, $241 property tax, $92 homeowners insurance, $232 utilities and $206 set aside for maintenance.

What is the property tax rate in Doylestown?

Doylestown has an effective property tax rate of 1.173%, based on a median home value of $247,300 and median real estate taxes of $2,902. That is lower than the Wayne County average of 1.201%.

What is the average home price in Doylestown?

The median owner-occupied home value in Doylestown, Ohio is $247,300, against $204,600 across Wayne County.

Is it cheaper to rent or buy in Doylestown?

Median gross rent in Doylestown is $889 a month, against $2,118 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Doylestown?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Doylestown, Ohio at today's rate takes a household income of roughly $91,000 a year. That covers the full $2,118 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Doylestown, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Ohio.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology