Total monthly cost of ownership
Cost to Own a Home in Orange, Massachusetts
A $217,000 home here costs
$1,983per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,116. The real number is $867 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Orange against Franklin County and Massachusetts
| Measure | Orange | Franklin County |
|---|---|---|
| Median home value | $217,200 | $303,400 |
| Median property tax | $3,641 | $4,595 |
| Effective tax rate | 1.676% | 1.515% |
| Median gross rent | $991 | $1,169 |
| Population | 3,793 | 70,922 |
The weather behind that power bill
Orange sits in Franklin County, which averages a high of 82.7°F in its hottest month and a low of 13.6°F in its coldest, with 49.39" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 519 cooling and 6,683 heating degree days, which is what sets the $259 electricity line above.
See the full climate breakdown for Franklin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Franklin County
Full Franklin County cost breakdown · Every county in Massachusetts
Common questions
How much does it cost to own a home in Orange?
A $217,000 home in Orange, Massachusetts costs approximately $1,983 per month with 20% down at 6.66%. That is $1,116 principal and interest, $303 property tax, $56 homeowners insurance, $327 utilities and $181 set aside for maintenance.
What is the property tax rate in Orange?
Orange has an effective property tax rate of 1.676%, based on a median home value of $217,200 and median real estate taxes of $3,641. That is higher than the Franklin County average of 1.515%.
What is the average home price in Orange?
The median owner-occupied home value in Orange, Massachusetts is $217,200, against $303,400 across Franklin County.
Is it cheaper to rent or buy in Orange?
Median gross rent in Orange is $991 a month, against $1,983 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Orange — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Massachusetts.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.