Cost to Own
United StatesKansasSedgwick CountyOaklawn-Sunview Population 2,952 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Oaklawn-Sunview, Kansas

A $48,000 home here costs

$571

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $247. The real number is $325 higher every month — 132% more than the payment most buyers budget for.

Oaklawn-Sunview median: $48,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $38,400 borrowed $247
Property tax1.315% effective rate for Oaklawn-Sunview itself $53
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $28
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $40
Total monthly $571

Oaklawn-Sunview against Sedgwick County and Kansas

MeasureOaklawn-SunviewSedgwick County
Median home value$48,000$190,700
Median property tax$631$2,345
Effective tax rate1.315%1.230%
Median gross rent$863$977
Population2,952524,810

The weather behind that power bill

Oaklawn-Sunview sits in Sedgwick County, which averages a high of 92.6°F in its hottest month and a low of 22.5°F in its coldest, with 34.31" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,774 cooling and 4,414 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Sedgwick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Sedgwick County

Full Sedgwick County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Oaklawn-Sunview?

A $48,000 home in Oaklawn-Sunview, Kansas costs approximately $571 per month with 20% down at 6.66%. That is $247 principal and interest, $53 property tax, $28 homeowners insurance, $204 utilities and $40 set aside for maintenance.

What is the property tax rate in Oaklawn-Sunview?

Oaklawn-Sunview has an effective property tax rate of 1.315%, based on a median home value of $48,000 and median real estate taxes of $631. That is higher than the Sedgwick County average of 1.230%.

What is the average home price in Oaklawn-Sunview?

The median owner-occupied home value in Oaklawn-Sunview, Kansas is $48,000, against $190,700 across Sedgwick County.

Is it cheaper to rent or buy in Oaklawn-Sunview?

Median gross rent in Oaklawn-Sunview is $863 a month, against $571 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Oaklawn-Sunview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology