Cost to Own
United StatesKansasSedgwick CountyHaysville Population 11,117 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haysville, Kansas

A $155,000 home here costs

$1,411

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $797. The real number is $614 higher every month — 77% more than the payment most buyers budget for.

Haysville median: $155,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,000 borrowed $797
Property tax1.472% effective rate for Haysville itself $190
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $90
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $129
Total monthly $1,411

Haysville against Sedgwick County and Kansas

MeasureHaysvilleSedgwick County
Median home value$155,100$190,700
Median property tax$2,283$2,345
Effective tax rate1.472%1.230%
Median gross rent$966$977
Population11,117524,810

The weather behind that power bill

Haysville sits in Sedgwick County, which averages a high of 92.6°F in its hottest month and a low of 22.5°F in its coldest, with 34.31" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,774 cooling and 4,414 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Sedgwick County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Sedgwick County

Full Sedgwick County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Haysville?

A $155,000 home in Haysville, Kansas costs approximately $1,411 per month with 20% down at 6.66%. That is $797 principal and interest, $190 property tax, $90 homeowners insurance, $204 utilities and $129 set aside for maintenance.

What is the property tax rate in Haysville?

Haysville has an effective property tax rate of 1.472%, based on a median home value of $155,100 and median real estate taxes of $2,283. That is higher than the Sedgwick County average of 1.230%.

What is the average home price in Haysville?

The median owner-occupied home value in Haysville, Kansas is $155,100, against $190,700 across Sedgwick County.

Is it cheaper to rent or buy in Haysville?

Median gross rent in Haysville is $966 a month, against $1,411 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haysville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology