Total monthly cost of ownership
Cost to Own a Home in Nunda, New York
A $112,000 home here costs
$1,297per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $576. The real number is $721 higher every month — 125% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Nunda against Livingston County and New York
| Measure | Nunda | Livingston County |
|---|---|---|
| Median home value | $112,000 | $169,600 |
| Median property tax | $3,193 | $4,182 |
| Effective tax rate | 2.851% | 2.466% |
| Median gross rent | $773 | $912 |
| Population | 1,291 | 61,588 |
The weather behind that power bill
Nunda sits in Livingston County, which averages a high of 83.1°F in its hottest month and a low of 18.0°F in its coldest, with 29.04" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 641 cooling and 6,260 heating degree days, which is what sets the $269 electricity line above.
See the full climate breakdown for Livingston County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Livingston County
Full Livingston County cost breakdown · Every county in New York
Common questions
How much does it cost to own a home in Nunda?
A $112,000 home in Nunda, New York costs approximately $1,297 per month with 20% down at 6.66%. That is $576 principal and interest, $266 property tax, $25 homeowners insurance, $337 utilities and $93 set aside for maintenance.
What is the property tax rate in Nunda?
Nunda has an effective property tax rate of 2.851%, based on a median home value of $112,000 and median real estate taxes of $3,193. That is higher than the Livingston County average of 2.466%.
What is the average home price in Nunda?
The median owner-occupied home value in Nunda, New York is $112,000, against $169,600 across Livingston County.
Is it cheaper to rent or buy in Nunda?
Median gross rent in Nunda is $773 a month, against $1,297 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Nunda — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New York.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.