Total monthly cost of ownership
Cost to Own a Home in Avon, New York
A $183,000 home here costs
$1,908per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $941. The real number is $967 higher every month — 103% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Avon against Livingston County and New York
| Measure | Avon | Livingston County |
|---|---|---|
| Median home value | $182,700 | $169,600 |
| Median property tax | $5,242 | $4,182 |
| Effective tax rate | 2.869% | 2.466% |
| Median gross rent | $878 | $912 |
| Population | 3,415 | 61,588 |
The weather behind that power bill
Avon sits in Livingston County, which averages a high of 83.1°F in its hottest month and a low of 18.0°F in its coldest, with 29.04" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 641 cooling and 6,260 heating degree days, which is what sets the $269 electricity line above.
See the full climate breakdown for Livingston County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Livingston County
Full Livingston County cost breakdown · Every county in New York
Common questions
How much does it cost to own a home in Avon?
A $183,000 home in Avon, New York costs approximately $1,908 per month with 20% down at 6.66%. That is $941 principal and interest, $438 property tax, $40 homeowners insurance, $337 utilities and $153 set aside for maintenance.
What is the property tax rate in Avon?
Avon has an effective property tax rate of 2.869%, based on a median home value of $182,700 and median real estate taxes of $5,242. That is higher than the Livingston County average of 2.466%.
What is the average home price in Avon?
The median owner-occupied home value in Avon, New York is $182,700, against $169,600 across Livingston County.
Is it cheaper to rent or buy in Avon?
Median gross rent in Avon is $878 a month, against $1,908 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Avon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New York.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.