Cost to Own
United StatesConnecticutNortheastern Connecticut Planning RegionNorth Grosvenor Dale Population 1,097 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in North Grosvenor Dale, Connecticut

A $204,000 home here costs

$1,906

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,049. The real number is $858 higher every month — 82% more than the payment most buyers budget for.

North Grosvenor Dale median: $203,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $163,200 borrowed $1,049
Property tax1.751% effective rate for North Grosvenor Dale itself $298
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $76
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $170
Total monthly $1,906

North Grosvenor Dale against Northeastern Connecticut Planning Region and Connecticut

MeasureNorth Grosvenor DaleNortheastern Connecticut Planning Region
Median home value$203,500$281,300
Median property tax$3,563$4,340
Effective tax rate1.751%1.543%
Median gross rent$1,153
Population1,09795,829

The weather behind that power bill

North Grosvenor Dale sits in Northeastern Connecticut Planning Region, which averages a high of 82.8°F in its hottest month and a low of 18.1°F in its coldest, with 43.25" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 626 cooling and 6,094 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Northeastern Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Northeastern Connecticut Planning Region

Full Northeastern Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in North Grosvenor Dale?

A $204,000 home in North Grosvenor Dale, Connecticut costs approximately $1,906 per month with 20% down at 6.66%. That is $1,049 principal and interest, $298 property tax, $76 homeowners insurance, $314 utilities and $170 set aside for maintenance.

What is the property tax rate in North Grosvenor Dale?

North Grosvenor Dale has an effective property tax rate of 1.751%, based on a median home value of $203,500 and median real estate taxes of $3,563. That is higher than the Northeastern Connecticut Planning Region average of 1.543%.

What is the average home price in North Grosvenor Dale?

The median owner-occupied home value in North Grosvenor Dale, Connecticut is $203,500, against $281,300 across Northeastern Connecticut Planning Region.

Is it cheaper to rent or buy in North Grosvenor Dale?

Rent data is not published for North Grosvenor Dale at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for North Grosvenor Dale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology