Cost to Own
United StatesConnecticutNortheastern Connecticut Planning RegionEast Brooklyn Population 2,008 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Brooklyn, Connecticut

A $268,000 home here costs

$2,326

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,378. The real number is $948 higher every month — 69% more than the payment most buyers budget for.

East Brooklyn median: $268,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $214,400 borrowed $1,378
Property tax1.394% effective rate for East Brooklyn itself $311
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $100
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $223
Total monthly $2,326

East Brooklyn against Northeastern Connecticut Planning Region and Connecticut

MeasureEast BrooklynNortheastern Connecticut Planning Region
Median home value$268,000$281,300
Median property tax$3,736$4,340
Effective tax rate1.394%1.543%
Median gross rent$1,138$1,153
Population2,00895,829

The weather behind that power bill

East Brooklyn sits in Northeastern Connecticut Planning Region, which averages a high of 82.8°F in its hottest month and a low of 18.1°F in its coldest, with 43.25" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 626 cooling and 6,094 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Northeastern Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Northeastern Connecticut Planning Region

Full Northeastern Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in East Brooklyn?

A $268,000 home in East Brooklyn, Connecticut costs approximately $2,326 per month with 20% down at 6.66%. That is $1,378 principal and interest, $311 property tax, $100 homeowners insurance, $314 utilities and $223 set aside for maintenance.

What is the property tax rate in East Brooklyn?

East Brooklyn has an effective property tax rate of 1.394%, based on a median home value of $268,000 and median real estate taxes of $3,736. That is lower than the Northeastern Connecticut Planning Region average of 1.543%.

What is the average home price in East Brooklyn?

The median owner-occupied home value in East Brooklyn, Connecticut is $268,000, against $281,300 across Northeastern Connecticut Planning Region.

Is it cheaper to rent or buy in East Brooklyn?

Median gross rent in East Brooklyn is $1,138 a month, against $2,326 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Brooklyn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology