Cost to Own
United StatesVermontBennington CountyNorth Bennington Population 1,342 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in North Bennington, Vermont

A $275,000 home here costs

$2,423

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,414. The real number is $1,009 higher every month — 71% more than the payment most buyers budget for.

North Bennington median: $275,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $220,000 borrowed $1,414
Property tax1.789% effective rate for North Bennington itself $410
Homeowners insuranceVermont averages $1,025/yr (NAIC), or 0.34% of home value $78
Electricity24.89¢/kWh — Vermont residential average, EIA $224
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $229
Total monthly $2,423

North Bennington against Bennington County and Vermont

MeasureNorth BenningtonBennington County
Median home value$275,000$257,400
Median property tax$4,920$4,396
Effective tax rate1.789%1.708%
Median gross rent$1,500$1,063
Population1,34237,312

The weather behind that power bill

North Bennington sits in Bennington County, which averages a high of 80.9°F in its hottest month and a low of 11.2°F in its coldest, with 46.86" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 321 cooling and 7,351 heating degree days, which is what sets the $224 electricity line above.

See the full climate breakdown for Bennington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bennington County

Full Bennington County cost breakdown · Every county in Vermont

Common questions

How much does it cost to own a home in North Bennington?

A $275,000 home in North Bennington, Vermont costs approximately $2,423 per month with 20% down at 6.66%. That is $1,414 principal and interest, $410 property tax, $78 homeowners insurance, $292 utilities and $229 set aside for maintenance.

What is the property tax rate in North Bennington?

North Bennington has an effective property tax rate of 1.789%, based on a median home value of $275,000 and median real estate taxes of $4,920. That is higher than the Bennington County average of 1.708%.

What is the average home price in North Bennington?

The median owner-occupied home value in North Bennington, Vermont is $275,000, against $257,400 across Bennington County.

Is it cheaper to rent or buy in North Bennington?

Median gross rent in North Bennington is $1,500 a month, against $2,423 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for North Bennington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Vermont.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology