Total monthly cost of ownership
Cost to Own a Home in Manchester Center, Vermont
A $330,000 home here costs
$2,745per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,697. The real number is $1,049 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Manchester Center against Bennington County and Vermont
| Measure | Manchester Center | Bennington County |
|---|---|---|
| Median home value | $330,300 | $257,400 |
| Median property tax | $4,664 | $4,396 |
| Effective tax rate | 1.412% | 1.708% |
| Median gross rent | $875 | $1,063 |
| Population | 1,935 | 37,312 |
The weather behind that power bill
Manchester Center sits in Bennington County, which averages a high of 80.9°F in its hottest month and a low of 11.2°F in its coldest, with 46.86" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 321 cooling and 7,351 heating degree days, which is what sets the $224 electricity line above.
See the full climate breakdown for Bennington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bennington County
Full Bennington County cost breakdown · Every county in Vermont
Common questions
How much does it cost to own a home in Manchester Center?
A $330,000 home in Manchester Center, Vermont costs approximately $2,745 per month with 20% down at 6.66%. That is $1,697 principal and interest, $388 property tax, $94 homeowners insurance, $292 utilities and $275 set aside for maintenance.
What is the property tax rate in Manchester Center?
Manchester Center has an effective property tax rate of 1.412%, based on a median home value of $330,300 and median real estate taxes of $4,664. That is lower than the Bennington County average of 1.708%.
What is the average home price in Manchester Center?
The median owner-occupied home value in Manchester Center, Vermont is $330,300, against $257,400 across Bennington County.
Is it cheaper to rent or buy in Manchester Center?
Median gross rent in Manchester Center is $875 a month, against $2,745 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Manchester Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Vermont.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.