Cost to Own
United StatesKansasReno CountyNickerson Population 1,088 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Nickerson, Kansas

A $67,000 home here costs

$746

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $344. The real number is $401 higher every month — 116% more than the payment most buyers budget for.

Nickerson median: $66,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $53,600 borrowed $344
Property tax1.830% effective rate for Nickerson itself $102
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $39
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $56
Total monthly $746

Nickerson against Reno County and Kansas

MeasureNickersonReno County
Median home value$66,500$125,000
Median property tax$1,217$2,180
Effective tax rate1.830%1.744%
Median gross rent$844$857
Population1,08861,693

The weather behind that power bill

Nickerson sits in Reno County, which averages a high of 92.2°F in its hottest month and a low of 18.5°F in its coldest, with 30.29" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,489 cooling and 5,050 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Reno County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Reno County

Full Reno County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Nickerson?

A $67,000 home in Nickerson, Kansas costs approximately $746 per month with 20% down at 6.66%. That is $344 principal and interest, $102 property tax, $39 homeowners insurance, $204 utilities and $56 set aside for maintenance.

What is the property tax rate in Nickerson?

Nickerson has an effective property tax rate of 1.830%, based on a median home value of $66,500 and median real estate taxes of $1,217. That is higher than the Reno County average of 1.744%.

What is the average home price in Nickerson?

The median owner-occupied home value in Nickerson, Kansas is $66,500, against $125,000 across Reno County.

Is it cheaper to rent or buy in Nickerson?

Median gross rent in Nickerson is $844 a month, against $746 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nickerson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology