Cost to Own
United StatesKansasReno CountyBuhler Population 1,311 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Buhler, Kansas

A $126,000 home here costs

$1,215

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $648. The real number is $568 higher every month — 88% more than the payment most buyers budget for.

Buhler median: $126,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $100,800 borrowed $648
Property tax1.763% effective rate for Buhler itself $185
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $73
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $105
Total monthly $1,215

Buhler against Reno County and Kansas

MeasureBuhlerReno County
Median home value$126,000$125,000
Median property tax$2,222$2,180
Effective tax rate1.763%1.744%
Median gross rent$798$857
Population1,31161,693

The weather behind that power bill

Buhler sits in Reno County, which averages a high of 92.2°F in its hottest month and a low of 18.5°F in its coldest, with 30.29" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,489 cooling and 5,050 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Reno County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Reno County

Full Reno County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Buhler?

A $126,000 home in Buhler, Kansas costs approximately $1,215 per month with 20% down at 6.66%. That is $648 principal and interest, $185 property tax, $73 homeowners insurance, $204 utilities and $105 set aside for maintenance.

What is the property tax rate in Buhler?

Buhler has an effective property tax rate of 1.763%, based on a median home value of $126,000 and median real estate taxes of $2,222. That is higher than the Reno County average of 1.744%.

What is the average home price in Buhler?

The median owner-occupied home value in Buhler, Kansas is $126,000, against $125,000 across Reno County.

Is it cheaper to rent or buy in Buhler?

Median gross rent in Buhler is $798 a month, against $1,215 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Buhler — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology