Total monthly cost of ownership
Cost to Own a Home in Newport, New Hampshire
A $191,000 home here costs
$1,896per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $982. The real number is $914 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Newport against Sullivan County and New Hampshire
| Measure | Newport | Sullivan County |
|---|---|---|
| Median home value | $191,000 | $236,300 |
| Median property tax | $4,727 | $5,616 |
| Effective tax rate | 2.475% | 2.377% |
| Median gross rent | $1,261 | $1,159 |
| Population | 5,185 | 43,529 |
The weather behind that power bill
Newport sits in Sullivan County, which averages a high of 80.1°F in its hottest month and a low of 9.1°F in its coldest, with 41.95" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 329 cooling and 7,835 heating degree days, which is what sets the $246 electricity line above.
See the full climate breakdown for Sullivan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sullivan County
Full Sullivan County cost breakdown · Every county in New Hampshire
Common questions
How much does it cost to own a home in Newport?
A $191,000 home in Newport, New Hampshire costs approximately $1,896 per month with 20% down at 6.66%. That is $982 principal and interest, $394 property tax, $47 homeowners insurance, $314 utilities and $159 set aside for maintenance.
What is the property tax rate in Newport?
Newport has an effective property tax rate of 2.475%, based on a median home value of $191,000 and median real estate taxes of $4,727. That is higher than the Sullivan County average of 2.377%.
What is the average home price in Newport?
The median owner-occupied home value in Newport, New Hampshire is $191,000, against $236,300 across Sullivan County.
Is it cheaper to rent or buy in Newport?
Median gross rent in Newport is $1,261 a month, against $1,896 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Newport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Hampshire.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.