Total monthly cost of ownership
Cost to Own a Home in Claremont, New Hampshire
A $172,000 home here costs
$1,854per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $884. The real number is $970 higher every month — 110% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Claremont against Sullivan County and New Hampshire
| Measure | Claremont | Sullivan County |
|---|---|---|
| Median home value | $171,900 | $236,300 |
| Median property tax | $5,638 | $5,616 |
| Effective tax rate | 3.280% | 2.377% |
| Median gross rent | $1,077 | $1,159 |
| Population | 13,054 | 43,529 |
The weather behind that power bill
Claremont sits in Sullivan County, which averages a high of 80.1°F in its hottest month and a low of 9.1°F in its coldest, with 41.95" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 329 cooling and 7,835 heating degree days, which is what sets the $246 electricity line above.
See the full climate breakdown for Sullivan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sullivan County
Full Sullivan County cost breakdown · Every county in New Hampshire
Common questions
How much does it cost to own a home in Claremont?
A $172,000 home in Claremont, New Hampshire costs approximately $1,854 per month with 20% down at 6.66%. That is $884 principal and interest, $470 property tax, $43 homeowners insurance, $314 utilities and $143 set aside for maintenance.
What is the property tax rate in Claremont?
Claremont has an effective property tax rate of 3.280%, based on a median home value of $171,900 and median real estate taxes of $5,638. That is higher than the Sullivan County average of 2.377%.
What is the average home price in Claremont?
The median owner-occupied home value in Claremont, New Hampshire is $171,900, against $236,300 across Sullivan County.
Is it cheaper to rent or buy in Claremont?
Median gross rent in Claremont is $1,077 a month, against $1,854 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Claremont — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Hampshire.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.