Total monthly cost of ownership
Cost to Own a Home in Nemacolin, Pennsylvania
A $93,000 home here costs
$918per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $39,500 a year.
A standard mortgage calculator would have told you $507. The real number is $411 higher every month, 81% more than the payment most buyers budget for.
Compare Greene County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Nemacolin from a five-year rolling sample, and with about 1,107 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Greene County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Nemacolin against Greene County and Pennsylvania
| Measure | Nemacolin | Greene County |
|---|---|---|
| Median home value | $92,600 | $146,200 |
| Median property tax | $679 | $1,893 |
| Effective tax rate | 0.733% | 1.295% |
| Median gross rent | — | $754 |
| Population | 1,107 | 35,265 |
The weather behind that power bill
Nemacolin sits in Greene County, which averages a high of 83.4°F in its hottest month and a low of 19.4°F in its coldest, with 43.07" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 663 cooling and 5,749 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Greene County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Nemacolin averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Nemacolin every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Nemacolin I already own here and may sell
Common questions
How much does it cost to own a home in Nemacolin?
A $93,000 home in Nemacolin, Pennsylvania costs approximately $918 per month with 20% down at 7.24%. That is $507 principal and interest, $57 property tax, $31 homeowners insurance, $246 utilities and $78 set aside for maintenance.
What is the property tax rate in Nemacolin?
Nemacolin has an effective property tax rate of 0.733%, based on a median home value of $92,600 and median real estate taxes of $679. That is lower than the Greene County average of 1.295%.
What is the average home price in Nemacolin?
The median owner-occupied home value in Nemacolin, Pennsylvania is $92,600, against $146,200 across Greene County.
Is it cheaper to rent or buy in Nemacolin?
Rent data is not published for Nemacolin at this level of detail.
What salary do you need to buy a home in Nemacolin?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Nemacolin, Pennsylvania at today's rate takes a household income of roughly $39,500 a year. That covers the full $918 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Nemacolin, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.