Cost to Own
United StatesPennsylvaniaGreene CountyNemacolin Population 1,107 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Nemacolin, Pennsylvania

A $93,000 home here costs

$905

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $478. The real number is $427 higher every month — 89% more than the payment most buyers budget for.

Nemacolin median: $92,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $74,400 borrowed $478
Property tax0.733% effective rate for Nemacolin itself $57
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $31
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $905

Nemacolin against Greene County and Pennsylvania

MeasureNemacolinGreene County
Median home value$92,600$146,200
Median property tax$679$1,893
Effective tax rate0.733%1.295%
Median gross rent$754
Population1,10735,265

The weather behind that power bill

Nemacolin sits in Greene County, which averages a high of 83.4°F in its hottest month and a low of 19.4°F in its coldest, with 43.07" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 663 cooling and 5,749 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Greene County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greene County

Full Greene County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Nemacolin?

A $93,000 home in Nemacolin, Pennsylvania costs approximately $905 per month with 20% down at 6.66%. That is $478 principal and interest, $57 property tax, $31 homeowners insurance, $262 utilities and $78 set aside for maintenance.

What is the property tax rate in Nemacolin?

Nemacolin has an effective property tax rate of 0.733%, based on a median home value of $92,600 and median real estate taxes of $679. That is lower than the Greene County average of 1.295%.

What is the average home price in Nemacolin?

The median owner-occupied home value in Nemacolin, Pennsylvania is $92,600, against $146,200 across Greene County.

Is it cheaper to rent or buy in Nemacolin?

Rent data is not published for Nemacolin at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nemacolin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology