Total monthly cost of ownership
Cost to Own a Home in Fairdale, Pennsylvania
A $135,000 home here costs
$1,340per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $694. The real number is $646 higher every month — 93% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fairdale against Greene County and Pennsylvania
| Measure | Fairdale | Greene County |
|---|---|---|
| Median home value | $134,900 | $146,200 |
| Median property tax | $2,718 | $1,893 |
| Effective tax rate | 2.015% | 1.295% |
| Median gross rent | $656 | $754 |
| Population | 1,980 | 35,265 |
The weather behind that power bill
Fairdale sits in Greene County, which averages a high of 83.4°F in its hottest month and a low of 19.4°F in its coldest, with 43.07" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 663 cooling and 5,749 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Greene County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Fairdale?
A $135,000 home in Fairdale, Pennsylvania costs approximately $1,340 per month with 20% down at 6.66%. That is $694 principal and interest, $227 property tax, $45 homeowners insurance, $262 utilities and $113 set aside for maintenance.
What is the property tax rate in Fairdale?
Fairdale has an effective property tax rate of 2.015%, based on a median home value of $134,900 and median real estate taxes of $2,718. That is higher than the Greene County average of 1.295%.
What is the average home price in Fairdale?
The median owner-occupied home value in Fairdale, Pennsylvania is $134,900, against $146,200 across Greene County.
Is it cheaper to rent or buy in Fairdale?
Median gross rent in Fairdale is $656 a month, against $1,340 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fairdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.