Cost to Own
United StatesWisconsinJuneau CountyNecedah Population 1,122 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Necedah, Wisconsin

A $113,000 home here costs

$1,154

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $581. The real number is $573 higher every month — 99% more than the payment most buyers budget for.

Necedah median: $113,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $90,400 borrowed $581
Property tax2.174% effective rate for Necedah itself $205
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $29
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $94
Total monthly $1,154

Necedah against Juneau County and Wisconsin

MeasureNecedahJuneau County
Median home value$113,200$165,200
Median property tax$2,461$2,517
Effective tax rate2.174%1.524%
Median gross rent$915$847
Population1,12226,695

The weather behind that power bill

Necedah sits in Juneau County, which averages a high of 80.9°F in its hottest month and a low of 7.6°F in its coldest, with 34.46" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 489 cooling and 7,639 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Juneau County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Juneau County

Full Juneau County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Necedah?

A $113,000 home in Necedah, Wisconsin costs approximately $1,154 per month with 20% down at 6.66%. That is $581 principal and interest, $205 property tax, $29 homeowners insurance, $245 utilities and $94 set aside for maintenance.

What is the property tax rate in Necedah?

Necedah has an effective property tax rate of 2.174%, based on a median home value of $113,200 and median real estate taxes of $2,461. That is higher than the Juneau County average of 1.524%.

What is the average home price in Necedah?

The median owner-occupied home value in Necedah, Wisconsin is $113,200, against $165,200 across Juneau County.

Is it cheaper to rent or buy in Necedah?

Median gross rent in Necedah is $915 a month, against $1,154 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Necedah — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology